Jeff Cremer's Blog Posts

Coming Soon 3023 Kayla Ln

Coming Soon! 3023 Kayla Ln - Holts Summit MO 650433.14 Acres & 20’ x 40’ ShopYour dream of quiet country living is about to come true!  This gorgeous Ranch home is all main level

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Which Homes Have Appreciated The Most

Home values have risen dramatically over the last twelve months. The latest Existing Home Sales Report from the National Association of Realtors puts the annual increase in the

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A Tale Of Two Markets

The inventory of existing homes for sale in today’s market was recently reported to be at a 3.6-month supply according to the National Association of Realtors latest Existing Home

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Should I Wait To Buy

Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Freddie Mac, along with Fannie Mae, the Mortgage Bankers Association

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Get Most When Selling

Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the

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Housing Market Expected To Spring Forward

Just like our clocks in the majority of the country did recently, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for

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Dont Let Your Luck Run Out

Some Highlights: The “Cost of Waiting to Buy” is defined as the additional funds it would take to buy a home if prices and interest rates were to increase over a period of time. Freddie&

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The One Thing

So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process, and they have asked you what level of access you want to provide to potential

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Moving Into Buy Territory

According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across

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The Real Cost Of Renting

Some Highlights: Historically, the choice between renting or buying a home has been a close decision. Looking at the percentage of income needed to rent a median-priced home today (30%), vs.

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Impact On Civic Involvement

The National Association of Realtors recently released a study titled 'Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most

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First Come Love

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2016

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The Impact Of Homeownership

The National Association of Realtors recently released a study titled 'Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most

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Who Is Looking For Your House

The most recent Pending Homes Sales Index from the National Association of Realtors revealed a slight bump in contracts with an increase of 1.6% in December. This news comes as

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Homeownership Offers Stability

The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of

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Lack Of Home And Slow Down

The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and

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Know What Is Important

In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.If you’ve been thinking about buying a

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Homeowners Throw Better Parties

Highlights: Watching the Big Game at home with your friends & family offers many advantages. There’s more room to entertain a large crowd, and you don’t have to worry about complaints to

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Demand Outpacing Supply

The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate

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4 Tips For Success

So you’ve been searching for that perfect house to call a ‘home,’ and you finally found one! The price is right, and in such a competitive market that you want to make sure you make a good

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Myths Holding Back Buyers

Fannie Mae’s article, “What Consumers (Don’t) Know About Mortgage Qualification Criteria,” revealed that “only 5 to 16 percent of respondents know the correct ranges for key

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Home Inspection Expectations

So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home

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Sales At Highest Pace

Highlights: 5.45 million existing homes were sold in 2016! This is the highest mark set since 2006. Inventory of existing homes for sale dropped to a 3.6-month supply, the lowest level since

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Now Is The Time To Sell

It is common knowledge that a large number of homes sell during the spring-buying season. For that reason, many homeowners hold off on putting their homes on the market until then. The question is

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Buying Vs Renting Which Is Cheaper

According to ATTOM Data Solutions’ 2017 Rental Affordability Report, buying a home is more affordable than renting in 354 of the 540 U.S. counties they analyzed.The report found that;

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Closing Costs

There are many potential homebuyers, and even sellers, who believe that they need at least a 20% down payment in order to buy a home or move on to their next home. Time after time, we have dispelled

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House Prepping Tips

Highlights: When listing your house for sale your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens!

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Affordability Challenge 2017

Some industry experts are saying that the housing market may be heading for a slowdown in 2017 based on rising home prices and a jump in mortgage interest rates. One of the data points they use is

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Millennial Baby Boom

Recently released data from the National Center for Health Statistics revealed that 1.3 million Millennial women gave birth for the first time in 2015. There are now over 16 million women

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Reality Tv

Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there… watching entire seasons of “Love it or List,”

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Pre Approval

In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where

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House Price Index

Some Highlights: CoreLogic’s latest Home Price Index shows that prices rose by 7.1% across the United States year-over-year. With mortgage interest rates

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Is This The Year To Move Into Your Dream Home

It appears that Americans are regaining faith in the U.S. economy. The following indexes have each shown a dramatic jump in consumer confidence in their latest surveys: The

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Top 3 Things Second Wave Baby Boomers Look For

According to data from the U.S Census bureau, there are approximately 76.4 million baby boomers living in the United States today. Contrary to what many think, there are very

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Time To Check The Price

The residential housing market has been hot. Home sales have bounced back solidly and are now at their second highest pace since February 2007. Demand has remained strong throughout the

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Millionaire To Millennials Buy A Home

CNBC ran an article quoting self-made millionaire David Bach explaining that not purchasing a home is "the single biggest mistake millennials are making" because buying real

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Double Digits In 5 Price Categories

The National Association of Realtors’ most recent Existing Home Sales Report revealed that, compared to last year, home sales are up dramatically in five of the six price

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Inadequate Inventory Driving Prices Up

The latest Existing Home Sales Report from the National Association of Realtors (NAR) revealed a direct correlation between a lack of inventory and rising prices.We are all

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5 Reasons To Hire A Professional

Some Highlights: As we usher in the new year, one thing is for certain… if you plan to buy or sell a house this year, you need a real estate professional on your team! There are many

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Is Your Agent Putting You First

When it comes to buying a home, whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighborhood you are

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Start 2017 Off Right

As we are about to bring in the New Year, families across the country will be deciding if this is the year that they will sell their current house and move into their dream home. Many will decide

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Top 5 Reasons You Should Not FSBO

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There

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Exisiting Home Sales Surge

Some Highlights: November’s Existing Home Sales report revealed that sales are now at an annual pace of 5.61 million which is “now the highest since February 2007 (5.79)

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Feds Raised Rates Now What

You may have heard that the Federal Reserve raised rates last week… But what does that mean if you are looking to buy a home in the near future?Many in the housing industry have

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Student Loans Equal Higher Credit Scores

According to a recent analysis by CoreLogic, Millennial renters (aged 20-34) who have student loan debt also have higher credit scores than those who do not have student loans.This

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2 Tips To Get The Most Money When Selling

Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the

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The Impact Your Interest Rate Has On Buying Power

Some Highlights: Your monthly housing cost is directly tied to the price of the home you purchase and the interest rate you secure for your mortgage. Over the last 30 years, interest rates

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Christmas DIY

We have the Christmas music playing and are feeling festive in our office. Here are some of our favorite simple Christmas DIY projects we picked for this weekend. Have!

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Why Not To Take Your Home Off The Market During Holidays

If you are one of the many homeowners who is debating taking your home off the market for the next few weeks, don’t! You will miss the great opportunity you have right now!The latest Existing

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The Number 1 Reason To Sell Now

The price of any item (including residential real estate) is determined by ‘supply and demand’. If many people are looking to buy an item and the supply of that item is limited, the price of

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Make Your Own Snow

Do you love or loathe snow? Most people have a very distinct feeling towards it one way or the other. Did you know that chionophobia is the extreme dislike or fear of snow? Whether or not your

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Where Will Home Prices Be In 5 Years

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.Every quarter, Pulsenomics surveys a

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Americans Are On The Move

Some Highlights: For the 4th year in a row, the Northeast saw a concentration of High Outbound activity. Oregon held on to the top stop of High Inbound states for the 3rd year in a row.

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Increasing Mortgage Rates And How They Impact Home Prices

There are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly. Intuitively, this makes sense as the cost of a home is determined by the price of

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Selling In The Winter Attracts Serious Buyers

A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home

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4 Reasons To Buy Your Dream Home This Winter

As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn’t be further from the truth! Here are 4 reasons you

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Dollar Store Snowflakes

How stinkin' cute are these? This is a super simple way to add a little winter pizzazz to your!

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Lack Of Inventory Boosts New Home Sales

 Some Highlights: Many buyers who are searching for their dream homes are turning to new home construction after 10% of all new home buyers sighted a lack of inventory of existing homes as

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5 Reasons Homeownership Is A Good Investment

According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about

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Is Getting A Home Mortgage Still Too Difficult

There is no doubt that mortgage credit availability is expanding, meaning it is easier to finance a home today than it was last year. However, the mortgage market is still much tighter than

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5 Reasons To Hire A Professional When Buying And Selling

Whether you are buying or selling a home, it can be quite an adventurous journey; you need an experienced Real Estate Professional to lead you to your ultimate goal. In this world of instant

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Existing Home Sales Surge Through Fall

Some Highlights:The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report.First-time homebuyers made up 33% of all sales in October.Homes

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Why Are Mortgage Rates Increasing

According to Freddie Mac’s latest Primary Mortgage Market Survey, the 30-year fixed rate mortgage interest rate jumped up to 3.94% last week. Interest rates had been hovering around

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Winter Is Coming 5 Reasons To Sell Now

People across the country are beginning to think about what their life will look like next year. It happens every fall; we ponder whether we should relocate to a different part of the country to

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Multigeneration Families Are Back

Multigenerational homes are coming back in a big way! In the 1950s, about 21%, or 32.2 million Americans shared a roof with their grown children or parents. According to a recent Pew Research

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TMI About PMI A Good Or Bad Thing

When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to

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Lack Of Listings Remains Huge Challenge

The housing crisis is finally in the rearview mirror as the real estate market moves down the road to a complete recovery. Home values are up, home sales are up, and distressed sales (foreclosures &

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Stay Or Sell Home Improvement Investments

Maria Salova authored this great blog at Homes.comHomes.com recently discussed investments you should make regarding home improvement projects for your home with a small budget or a medium budget.

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Thanksgiving DIY

Are you sitting down? YES, it is already time for Thanksgiving. Next week we celebrate all of those wonderful things in our lives that we are most thankful. Here are a few of our favorite ideas to

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The Truth About Housing Affordability

From a purely economic perspective, this is one of the best times in American history to buy a home. Black Night Financial Services discusses this in their most recent Monthly Mortgage

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The Dangers Of Tight Mortgage Credit Headlines

The availability of mortgage credit is not at the same level that it was during the boom in housing (2005), and that’s good news. However, the constant headlines which talk about “tight

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NAR Reports Show Now Is A Great Time To Sell

We all realize that the best time to sell anything is when demand is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors 

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Not Always Marriage Before Mortgage

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married

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The Difference An Hour Makes

Every Hour in the US Housing Market:  633 Homes Sell 253 Homes Regain Positive Equity Median Home Values Go Up $1

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4 Demands To Make On Your Real Estate Agent

Are you thinking of buying a home? Are you dreading having to walk through strangers’ houses? Are you concerned about getting the paperwork correct? Hiring a professional real estate agent can

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How Long Do Families Stay In A Home

The National Association of Realtors (NAR) keeps historic data on many aspects of homeownership. One of the data points that has changed dramatically is the median tenure of a family in a

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Buying A Home Can Be Scary

Some Highlights: 36% of Americans think they need a 20% down payment to buy a home. 44% of Millennials who purchased a home this year have put down less than 10%. 71.8% of loan applications

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Percetage Of Homeownerfhip By Decade

There has been a lot of talk about the falling homeownership rate in the United States. In December 2004, the homeownership rate reached an all-time high of 69.4%, while the current rate is 62.9%.

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What To Expect When Home Inspecting

So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home

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Buying Is Now Almost 34 Percent Cheaper Than Renting

The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest

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Sales Of Distressed Properties Low

The National Association of Realtors (NAR) recently released their latest Existing Home Sales Reportrevealing that distressed property sales accounted for 4% of sales in September.

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Harvest Caramel Corn

YES! Fall is finally here and we are loving every minute of it. Usually our DIY's are home related, but this week's is "belly" related. This Harvest Caramel Corn is everything and then some! HERE is

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What You Want Vs What You Need

In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.If you’ve been thinking about buying a

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Increase Your Purchase Power

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.47%. Rates have remained at or below 3.5%

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Cost Of Renting Vs Buying

Some Highlights: Historically, the choice between renting or buying a home has been a close decision. Looking at the percentage of income needed to rent a median priced home today (30%) vs.

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Over Half Loans Approved Have A FICO Under 750

The results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market

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Super Easy Kitchen Hacks

Have clutter? We all do! These simple kitchen hacks will.

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The Role Access Plays

So you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and they have asked you what level of access you want to provide to potential

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Past Present And Future Of Home Prices

CoreLogic released their most current Home Price Index last week. In the report, they revealed home appreciation in three categories: percentage appreciation over the last year, over

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3 Questions Before Buying Your Home

If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your

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Mortgage Rates By Decade

Some Highlights: The interest rate you secure for your mortgage greatly influences your monthly housing costs. In the 1980s, 30-year fixed mortgage rates averaged in the high 12s making the

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Do You Have Enough For Closing Costs

There are many potential homebuyers, and even sellers, who believe that you need at least a 20% down payment in order to buy a home, or move on to their next home. Time after time, we have dispelled

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Strong Buyer Demand

The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate

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Should You FSBO 5 Reasons To Think Again

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO).

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Home Sales Expected To Increase Nicely

The National Association of Realtors, The Mortgage Bankers’ Association, Freddie Mac and Fannie Mae are all projecting that home sales will increase in 2017. Here is

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ByeByeBrass

Staying on trend can help with "home appeal." Brass is out, bronze is in. Some of us are not handy around the house, but just about anyone can wield spray paint! Look how easy this is! Sara D 

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4 Reasons To Buy This Fall

It’s that time of year; the seasons are changing and with them come thoughts of the upcoming holidays, family get-togethers, and planning for a new year. Those who are on the fence about whether

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Foreclosure Rates Drop To PreCrisis Levels

Some Highlights:Only 2.9% of homes are in serious delinquency, down 17.1% from July 2015.This is the 57th consecutive month with a year-over-year decline.The national foreclosure rate has

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5 Stats The Real Estate Market Is Getting Stronger

Whenever there is talk about an improving housing market, some begin to show concern that we may be headed toward another housing bubble that will be followed by a crash similar to the one we

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Mason Jar Herb Garden

Despite what we keep hearing from forecasters, we KNOW it won't be long for cooler weather. Here is an easy way to get fresh herbs for cooking right from your windowsill!;

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Homeowners Now Have At Equity In Their Homes

CoreLogic’s latest Equity Report revealed that 91.1% of all mortgaged properties are now in a positive equity situation, while 75.9% now have significant equity (defined as more

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Getting Pre Approved Is Your First Step

In many markets across the country, the amount of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where

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How To Have A Dust Free Home

Having a dust-free home isn’t difficult, but it takes a serious commitment and a housekeeping strategy that addresses the dust and its causes. Whether your motive is cleanliness or to eliminate

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Interest Rates Remain Low

The interest rate you pay on your home mortgage has a direct impact on your monthly payment; The higher the rate, the greater your payment will be. That is why it is important to look at where the

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Home Prices Up Across The Country

Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both

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Fall Decorating

It was brutally hot this week. We cannot help but daydream of cool crisp air, fall leaves and cozy fall decorating. Here are a few of our favorite and QUICK ideas to bring a little fall to your

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14767 Homes Sold Yesterday

There are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing they might want to consider is... If it'

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Reasons To Hire A Real Estate Professional

Some Highlights: Hiring a Real Estate Professional to buy your dream home, or sell your current house, is one of the most 'educated' decisions you can make! A Real Estate Professional has the

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Home Values Not In Bubble Range

There are some industry pundits claiming that residential home values have risen too quickly and that current levels are on the verge of another housing bubble. It is easy to see how this thinking

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Two Negotiations

There are two negotiation periods in some home sales. The primary negotiation takes place when the contract is agreed upon that includes the price, closing and possession. Buyers and sellers alike

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Shower Bombs

Shower Bomb Recipe1/2 cup of Baking Soda1 cup of Cornstarch5 tablespoons of Vicks Vaporub (You can use Baby Vicks for a softer smell)Add a teasspoon of water as you see fitMold tray of your choice

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Do Not Get Caught In The Rental Trap

Don’t Get Caught in the Rental Trap!There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of

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How Supply Demand Impacts The Real Estate Market

Some Highlights: The concept of Supply & Demand is a simple one. The best time to sell something is when supply of that item is low & demand for that item is high! Anything under a 6-month

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How Scary Is The Housing Affordability Index

How Scary is the Housing Affordability Index?Some industry pundits are saying that the housing market may be heading for a slowdown. One of the data points they use is the falling numbers of the;

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Where Are Home Prices Headed

Where Are Home Prices Headed Over the Next 5 Years?Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation

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Real Life Vs Reality TV 5 Myths Explained

Real Life vs. Reality TV: 5 Myths ExplainedHave you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV‘show hole’*? We’ve all been there… watching

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4 Stats To Prove This Is Not 2005 Again

4 Stats That PROVE This Is NOT 2005 All over AgainRecent research by realtor.com examined certain red flags that caused the housing crisis in 2005, and then compared them to today’s

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Whether You Rent Or Buy Youre Paying A Mortgage

Whether You Rent or Buy, You’re Paying a MortgageThere are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize

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This Weeks DIY 081316

**Photo Credit: Drab to FabIt's almost that time of the year where everything is pumpkin! Fall means pumpkin spice lattes, crisp air, scarves, and falling leaves. Now that school is back in,

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Buying Remains Cheaper Than Renting

Buying Remains 36% Cheaper than Renting!In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed

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Sales Are Climbing

New Home Sales Up 25.4% Last Month!According to the latest Census Bureau Report, sales of newly constructed homes soared to new heights in June to a seasonally adjusted rate of 592,000. This

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Weekend DIY Pool Noodle Fort

For instructions for this DIY, click.

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What Does Home Mean To You

What Does Home Mean to You?No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain scent or a

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Home Sales Accelerate

Some Highlights: Existing home sales have accelerated to the highest pace since February 2007 at an annual pace of 5.57 million. Inventory of homes for sale remains below the historically

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Take Another Look At Your Price

House Hasn’t Sold Yet? Take Another Look at Your Price!The residential housing market has been hot. Home sales have bounced back solidly and are now at their second highest pace since

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Brexit 1 Month Later

Brexit 1 Month Later: The Impact on Mortgage RatesJust over a month ago, the United Kingdom decided to withdraw from the European Union in a decision commonly known as Brexit. At that time there was

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Weekend DIY Fabric Art

For how-to instructions click.

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Baby Boomers Are On The Move

Baby Boomers Are On the MoveAccording to a Merrill Lynch study, “an estimated 4.2 million retirees moved into a new home last year alone.” Two-thirds of retirees say that

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Slaying Myths About Buying A Home

Some Highlights: Interest Rates are still below historic numbers. 88% of property managers raised their rent in the last 12 months! Credit score requirements to be approved for a mortgage

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3 Easy Steps To Update Your Kitchen

Learn how to update your kitchen.

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A Homeowners Net Worth Is 45x Greater Than A Renters

A Homeowner’s Net Worth is 45x Greater Than a Renter’s!Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all

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3 Critical Questions Most Home Buyers Dont Know The Answers

3 Crucial Questions Most Home Buyers Don’t Know the Answer To...DO YOU?Whether you are considering the purchase of your first home or trading up to the home your family frequently fantasizes,

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Should I Buy Now Or Wait Until Next Year

Some Highlights: The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac

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3 Questions Every Buyer Should Ask Themselves

3 Questions Every Buyer Should Ask ThemselvesIf you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at

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Would You Qualify

Would You Qualify for a Mortgage Now?The widespread myth that perfect credit and large down payments are necessary to buy a home are holding many potential home buyers on the sidelines. According to

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The Right Questions Are Key

The Right Questions are KeyAsking the right questions will lead to the answers that help you determine which agent to use for one of the largest investments that most people make…the purchase or

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Which HVAC Filter Should I Use

Which Filter to Use?A dirty air filter decreases the effectiveness of your HVAC system because it inhibits airflow and allows dirt, dust, pollen and other materials to blow through the system.The

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2 Tips For Getting The Most When Selling

2 Tips For Getting The Most Money When Selling Your HouseEvery homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value

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3 Reasons To Buy Luxury Property THIS Year

3 Reasons to Buy Luxury Property THIS Year!!The housing market is hot, with prices rising as demand far outpaces supply in almost every region. However, when it comes to luxury real estate, things

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Retirement Funds For Home Purchase

Retirement Funds for Home PurchaseFor the person who has good credit and income but not enough money for the down payment on a home, their qualified retirement program could offer them some help.

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5 Reasons To Sell This Summer

5 Reasons to Sell This SummerAs the temperature rises, buyers are coming out ready to purchase their dream homes. The summer is a great time to list your home for sale. Here are five reasons why:1.

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Thinking You Should FSBO Think Again

Thinking You Should FSBO? Think AgainSome Highlights: According to NAR's Profile of Home Buyers & Sellers: 88% of buyers look for their new home online. Using a real estate agent can

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Equity Position Has Changed

Do Homeowners Realize Their Equity Position Has Changed?We reported that according to CoreLogic’s latest Equity Report, nearly 268,000 homeowners regained equity and are

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Thinking Of Selling

Thinking of Selling? 5 Reasons You Shouldn’t FSBOIn today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in

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Foreclosure Rate Drops To New PostCrisis LOW

Some Highlights: According to CoreLogic, the national foreclosure rate dropped to 1.1% of all homes with a mortgage. This is the lowest percentage experienced since October 2007. April

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Choose A Lower Tax Rate

During campaign season, it is not unusual to hear a candidate criticized because they make a lot of money but pay little in income tax. While it might not seem fair, taxpayers are allowed to arrange

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5 Reasons Why Owning A Home Makes Sense Financially

Harvard: 5 Reasons Why Owning A Home Makes Sense FinanciallyWe have reported many times that the American Dream of homeownership is alive and well. The personal reasons to own a

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Single Women 2nd Largest Buying Group

Single Women Make Up 2nd Largest Home Buying GroupAccording to the National Association of Realtors’ (NAR) 2015 Profile of Home Buyers and Sellers, single women made up 18% of all first

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Your First Home Is Within Grasp

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are

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10 Reasons To Consider Buying

Some Highlights: Paying rent is not a good investment, but owning is a great way to start building family wealth. Not only does homeownership allow you to provide your children with great

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How Housing Build Family Wealth

How Does Housing Help Build Family Wealth?As the economy continues to improve, more and more Americans are seeing their personal financial situations also improving. Instead of just getting by, many

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Sell NOW Before Competition Hits The Market

In their current edition of the Home Price Expectation Survey released last week, Pulsenomics asked this question of the 100+ economists, real estate experts and investment &

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Your Home May Be Worth A Lot More Than You Think Real estate lost a lot of value during the recession but most areas have rebounded considerably.  In some cases, the homes are worth more than

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Apr 21 2016

Thinking of Selling? The Market Needs Your Listing!!The housing market is really heating up and buyer demand is dramatically increasing as we enter the spring season. However, one challenge to the

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Apr 11 2016

HOW EARNEST ARE YOU?"If I tell you it's going to rain, you can put the buckets on the porch." If you grew up in the south, you made have heard this expression when a person is testifying to the

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How Earnest Are You 4112016

"If I tell you it's going to rain, you can put the buckets on the porch." If you grew up in the south, you made have heard this expression when a person is testifying to the veracity of his word. If

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Apr 5 2016 5872 1

Rent or Buy: Either Way You’re Paying A Mortgage  Tuesday April 5th, 2016  First Time Home Buyers, For Buyers SHARE THIS POST: 

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Mar 21 2016 5872 1

Postponing a PurchaseYou might be surprised how many people contact real estate offices because they want to buy a home but they don’t have the down payment or the credit to qualify.,

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Digital Showings

Ask any real estate professional if they have sold a house without the buyer having physically seen it and they’ll most likely tell you they have. While it may have been an unconventional sale, it

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Mar 7 2016 5872 1

Leverage - A Maximum Advantage - 3/7/2016 Leverage gives the user a maximum advantage whether it is physically lifting a large object or rapidly building equity in a home. In the case of the home,

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The Cost Of CoSigning

It seems fairly innocuous; a friend or family member wants you to co-sign on a loan because they don’t qualify. They assure that they’ll make the payments; they’re quite convincing and very

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Your Best Investment

According to a Federal Reserve report on Consumer Finances, homeowners' net worth is 36 times greater than that of renters. Building on that study, the National Association of REALTORS® believes

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Get Ready For College

One of the important things as a parent is to plan for their children’s education. Let’s look at two different approaches: a savings account or investing in rental real estate. Assuming your

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Home Too Big Now

Once the kids are grown, have careers, relationships and get a place of their own, parents find that they may not need their “big” home like they did before. Their lifestyle may have changed

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Selecting A Lender

Finding a mortgage lender is not a problem. Selecting someone who will help you find the best loan product for your situation even if it means sending you to another lender is paramount.There is a

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Fast And Easy But Is It Accurate

There are sites all over the web that offer to tell you what your home is worth. Simply plug in your address and email and you’ll get a value. It’s fast; it’s easy but is it accurate? The

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Home Is Worth The Sacrifice

There are many reasons people want a home with the most frequent responses being a place of their own, to raise their family, share with their friends and feel safe and secure. These are all

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Homeowner Tax Tips

Even if you’re having a professional help you with your income tax return, you need to provide them with information on the money you spent that might be deductible. Look at the following list

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Crafting An Acceptable Offer

An agent was presenting a contract to a single, senior woman who was moving into a retirement home. It was a full price offer with reasonable terms and timelines but the seller wouldn't accept it.

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Half Percent Could Make A Big Difference

Over 50% of homebuyers don’t shop to find the best interest rate for their mortgage. While a buyer wouldn’t rarely purchase the first home they look at, they will accept the rate and terms

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Converting A Home To A Rental

A simple decision to rent your current home instead of selling it when moving to a new home could have far reaching consequences. If you have a considerable gain, in a principal residence and you

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Get Ready To Garage Sale

A well-planned garage or yard sale can make room in your home, get rid of unused items and make some money but it needs some planning to be successful. Start early to research and plan

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Downsizing Might Make Sense

With roughly 12.5% of the population over 65 years of age, it is understandable that some of them are thinking of downsizing because they may not need the amount of space they did in the past.

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Reducing Interest Expense

0% financing has induced car buyers into taking the plunge because it doesn't cost anything to use someone else’s money. While mortgage rates are not at zero, they’re close enough that many

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ICE Can Save Lives

Everyone knows that ice can make a drink cool or reduce swelling, but if you put it on your cell phone, it might just save your life. The concept is simple. Make a contact record in your address

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Dont Consider Appreciation Or Tax Savings

Appreciation and tax savings are legitimate contributors to an overall rate of return on rental real estate but what if you didn’t consider them at all.  If you only looked at one or two,

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Being A Good Neighbor

 A good neighbor might be characterized as someone who’ll look after your home when you’re out of town by picking up your mail and watering your plants.  You’d most likely

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Holiday Tree Safety

Fresh holiday trees are beautiful, smell great and really add to the spirit of the season.  Following some proven safety tips might help you avoid a disaster and keep the Grinch away.

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Consider An Adjustable Rate

With fixed rate mortgages as low as they are, most purchasers or owners wanting to refinance might not even consider an adjustable rate loan.  The determining factor should be how long the

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How's Your Memory?How old is your bedroom furniture and what did you pay for it?  Don’t know?  That’s okay, let’s try an easier question.  When did you buy the TV in your

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June Jefferson City Home Sales

MLS Single-Family Statistics as of June 30, 2014 Provided by the Jefferson City Board of RealtorsCurrent Month Statistics June 1-30, 2014 - # New Listings: 171 - # Under Contract

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Jefferson City April Home Sales

MLS Single-Family Statistics as of April 30, 2014 Supplied by the Jefferson City Board of RealtorsCurrent Month StatisticsApril 1-30, 2014·  # New Listings - 212 ·  #

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Learn About Jefferson City Schools

Use the widget at our About Jefferson City page of this website to find out how great our Jefferson City schools are!  Also, don't forget to download the Jefferson City Public School

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Friends At Sesame Street Help Children Of Military Families Move

Moving can be challenging, especially for small children.  Military families move often - the average military child moves six to nine times between kindergarten and high school.  The Big

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USDA Rural Development Expands Eligible Areas For Housing Programs

Due to the recent passage of the 2014 Farm Bill, Missouri Rural Development is pleased to announce that 14 communities, which were slated to be ineligible for assistance based on the

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20th Anniversary Family Fun Run For Homes By River City Habitat For Humanity On April 12

Come for the run and stay for more fun! After the 5K fun run/walk, join us at the Pavilion to celebrate the Habitat’s twenty years of progress in the local fight for safe, decent Jefferson City

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Ten Tips To Speed Up Your Jefferson City Home Inspection

Home inspections are a very important part of a real estate transaction. Jefferson City area sellers can speed their home inspection by following these suggestions. The inspection will go a

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Jefferson City Home Sales As Of March 31 2014

Jefferson City, Missouri MLS Single-Family Statistics as of March 31, 2014 Current Month Statistics March 1-31, 2014 ·  # New Listings - 161  ·  # Under Contract

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Rent Or Buy The Cost Is Going Up

Whether you continue to rent or decide to buy a home, according to recent Zillow 2014 housing projections, the cost is going up -- even in Jefferson City.  Zillow projects home prices to

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